Blueprints for regulated onchain finance
21 end-to-end reference architectures for banks, EMIs, CASPs and asset managers building under MiCA, TFR and DORA. Each names the proven vendors, a named institution already running it in production, the regime it fits, and where it does not work.
Banks and credit institutions
In-app trading, network rollout, staking.
Crypto Trading and Custody Inside the Bank's Existing App
Add spot crypto trading and custody inside your existing app, on the licence you already hold.
One Licence, Activated Bank by Bank Across the Network
Build crypto trading once centrally, then switch it on bank by bank across your network.
Client Staking on Assets the Institution Already Holds in Custody
Add staking on top of the custody you already run, with a per-customer reward record built in.
EMIs, PSPs and payments
Stablecoin rails, EMT issuance, reserve assurance.
Stablecoin Payouts Without Crypto on the Balance Sheet
Pay beneficiaries in stablecoins across your corridors without ever holding crypto as a position.
Issuing Your Own Euro E-Money Token Under MiCA
Issue a euro e-money token in your own name, with the reserve and disclosure operation behind it.
Issuance That Cannot Exceed the Reserve Behind It
Make minting fail closed, so circulating supply can never exceed the reserve safeguarded behind it.
CASPs, neobanks and brokers
Earn, migration, cards, the compliance stack.
Stablecoin Earn on Client-Owned Vault Positions
Let clients lend idle stablecoin balances into a curated vault and earn what borrowers pay.
Credit Against a Client's Own Crypto Holdings
Lend fiat or stablecoins against a client's pledged crypto, marked and margined continuously.
Euro-Settled Crypto Acceptance on the Existing Terminal Estate
Accept crypto at the till and settle merchants in euro, with no change to the terminal fleet.
Distributing a Third-Party Euro E-Money Token
Add a euro stablecoin to your product on a licensed issuer's rails, with no issuance licence of your own.
Crypto-Backed Cards With Self-Custodial Spend
Let customers spend on-chain balances with a card, while the program never takes custody.
Tokenized Private Credit, With an Onchain Borrowing Loop
Issue an evergreen private-credit fund as a token, with the register kept continuously in sync.
Migrating Off a Lapsed VASP Registration Onto a Licensed CASP Rail
Your national registration has lapsed under MiCA - move the clients, the balances and the Travel Rule wiring onto an authorised provider's rail, keep your brand, and keep serving EU clients.
The MiCA and Travel-Rule Compliance Stack for a New CASP
The onboarding, screening, travel-rule, record-keeping and continuity stack a MiCA-authorised CASP must run from day one - wired so each obligation produces its own evidence, not a reconstruction at examination time.
On-Chain Threat Monitoring With Pre-Authorised Automated Response
Answer defined on-chain threats in seconds from a pre-agreed matrix, bounded by limits you set.
A Listed Corporate Runs a Regulated Digital-Asset Treasury
Hold crypto on the corporate balance sheet with a licensed custodian and public-markets disclosure.
Euro Accounts That Settle Into a Wallet the Customer Controls
Bind a bank account number to an address the customer holds the keys to, so an ordinary SEPA transfer arrives on chain and nobody in the middle ever holds the money.
Asset managers and corporates
Tokenized funds, share classes, treasury.
Stablecoin Settlement Inside an Existing Treasury System
Settle stablecoin payments inside the treasury system you already run, without becoming a crypto business.
A Tokenized Euro Money Market Fund Under UCITS
Tokenize a euro money market fund from launch, keeping it inside UCITS with its yield on-chain.
A Tokenized Share Class on a Fund That Already Exists
Add a tokenized share class to a fund already in market, with its legal register left untouched.
Fund Administrator-Supplied Tokenized Share Classes
Offer fund clients a tokenized share class as a servicing line, without moving legal title on-chain.